Independent Financial Advisers
Investing money can feel daunting because you can’t be sure what your returns will be or whether you’ll suffer a loss. While you can’t eliminate uncertainty from investing, there may be things you can do to overcome the fear of the unknown if it’s affecting your financial decisions. According to an article from Financial Planning […]
Once you’ve set out your investment goal and strategy, what comes next? Often, it’s time to test an important investment skill – your patience. The average investor might benefit from a long-term approach When you think about the most important skills in investing, you might consider the ability to choose the “right” investments or understanding […]
Despite ups and downs throughout the year, 2025 proved to be a great year for the FTSE 100 – an index of the 100 largest companies listed on the London Stock Exchange. According to the Guardian (31 December 2025), the FTSE 100 increased in value by a fifth in 2025, marking the strongest annual gain […]
There’s more to being a successful investor than following the latest market trends and tips. Setting out a strategy that’s right for you could allow you to balance risk against your goals. Last month, you read about the importance of defining what success means for you. With your goals outlined, you can start to think […]
Cryptoassets are not regulated financial products so please be aware that trading them carries a considerable amount of risk for your capital. Cryptocurrencies are also not covered by existing consumer protection laws and are not suitable for the majority of investors. Cryptocurrency has become a common investment for people in recent years. Indeed, more people […]
If you’re saving for retirement, you will want to get the most out of what you’re putting into your workplace or private pension. Fortunately, there are plenty of tax efficiencies when you save your wealth into a pension. Indeed, any investment returns generated within your fund are typically free from Income Tax and Capital Gains […]
Geopolitical tensions and threats of trade tariffs continued to impact global investment markets at the start of 2026. Read on to find out what factors may have affected your investments at the start of 2026. Markets experienced highs, but geopolitical tensions continue to cause volatility On 2 January, the first day of trading in 2026, […]
On 5 April 2026, the current tax year will end, and the new one will start the following day. Making a note of the deadline in your calendar could help you make the most of tax breaks as part of your financial plan. Here’s why the start of a new tax year might matter to […]
When you’re building a business, you might have little time to think about other aspects of your long-term finances. However, overlooking your pension in favour of your business could leave you in a difficult situation when you want to retire. According to a survey carried out by think tank the Social Market Foundation (12 August […]
When chancellor Rachel Reeves delivered the Budget in November 2025, you might have breathed a sigh of relief that Income Tax rates weren’t increasing. However, fiscal drag could still harm your finances over the long term. Fiscal drag occurs when tax thresholds aren’t increased in line with wages or inflation, and is sometimes dubbed a […]